X Advertiser Disclosure* All credit decisions are made by the lenders. The personal loan products on GuideToLenders are from companies from which GuideToLenders receive compensation. Compensation may impact where products appear on the site (including the order in which they appear). GuideToLenders does not include all personal loan companies or all types of products available in the marketplace.

As of 3/27/2020, visitors to GuideToLenders were seeing match rates as low as 3.49% APR on a $50,000 loan amount for a term of three (3) years. This loan rate is based on the following self-reported criteria: a borrower with excellent credit, zero down payment, origination fees of $0 to $100 (depending on the loan amount and term selected). Rates and APR and other terms you may be offered may vary from this example based on your state, credit history, credit score, financial situation, loan amount, loan term, loan usage and other underwriting criteria of the lenders. Lenders generally have a range of available APRs and only borrowers with excellent credit will qualify for the lower rates. There is a possibility you may not be matched with any lenders. Loans are not available in all states at all requested amounts. GuideToLenders only matches you with potential lenders and your inquiry on this website does not constitute a loan application.
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We make more lenders compete so you get a better rate.
Simply by completing our one form, you will get free quotes from multiple lenders
-- which, according to a 2012 study* by the Department of Housing and Urban
Development, means you can save thousands of dollars.
Our network includes:
Lender
Accredited Debt Relief
Align
Americor
AutoGravity
Avant Credit
Axos Bank
Bad Credit Loans
BlueVine
BofI Federal Bank (Axos)
CashUSA
CCCS
Century Support Service
ClearOne Advantage
Commonwealth
Credit Saint
CreditFresh
Debt Wave
Debt.com
Discover
DMB
DOT818
Dovly
Earnin
Elevate Credit Service
Eloan
EPCVIP
Fig Tech
Figure
Finance Factory
First Midwest Bank
Freedom Debt Relief
Freedom Plus
Goldman Sachs - Marcus
Headway Capital
Integra Credit
Lending Club
Lending Express (Become)
LendingPoint LLC
LendingUSA
Lendio
Lexington
Lightstream
LoanMe
Mariner Finance
Marlette Funding (BestEgg)
Money Key
MyOnlineCreditScores
National Debt Relief
Net Credit
OnDeck
One Park Financial
OppLoans
Opportunity Financial
Ovation
Payoff
Pentagon Federal Credit Union
PersonalLoans.com
Personify Financial
PNC Bank
Possible Finance
Prosper Marketplace, Inc
Rapid Advance
Seek Capital
Self Lender
Skeps
SoFi
SpringLeaf
Tally
Upgrade
Upstart
And many other national, regional and local lenders...

Select a loan purpose

  • Auto
  • Baby/Adoption
  • Boat
  • Business
  • Pay Off Credit Cards
  • Debt Consolidation
  • Emergency
  • Home Improvement
  • Household Expense
  • Major Purchase
  • Medical/ Dental
  • Moving & Relocation
  • Motorcycle
  • RV
  • Special Event Expenses
  • Student
  • Taxes
  • Vacation
  • Other
Please choose a loan purpose

How much would you like to borrow?

$
Please choose a loan amount between $1,000 - $50,000

Hi there! I'm Leah, I'm here to help you find a personal loan.

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Hi there! I'm Leah, I'm here to help you find a personal loan.

What is your estimated credit score?

  • Excellent (720+)
  • Good (660-719)
  • Fair (600-659)
  • Poor (Under 599)
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We work with customers across all credit score ranges.

How much credit card debt do you have?

Please choose a debt amount

Your financial situation may be used to match you to debt relief service providers.

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Your financial situation may be used to match you to debt relief service providers.

What is your employment status?

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Good news, we work with customers of all employment status.

What's your annual pre-tax income?

$
Please enter income.

List your total available income including wages, retirement, investments and rental properties.If you are self-employed, include any salary you receive from such activity. If you include any non-taxable income or benefits, increase those amounts by 25%. Alimony, child support or separate maintenance income is optional.

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List your total available income including wages, retirement, investments and rental properties.If you are self-employed, include any salary you receive from such activity. If you include any non-taxable income or benefits, increase those amounts by 25%. Alimony, child support or separate maintenance income is optional.

Would you like to add a co-applicant?

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Adding a co-applicant is optional, but can get you better rates, higher loan amounts, and improve your overall chances of getting loans.

What's your co-applicant's annual pre-tax income?

$
Please enter an income

List their total available income including wages, retirement, investments and rental properties.If they are self-employed, include any salary they receive from such activity. If they include any non-taxable income or benefits, increase those amounts by 25%. Alimony, child support or separate maintenance income is optional.

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List their total available income including wages, retirement, investments and rental properties.If they are self-employed, include any salary they receive from such activity. If they include any non-taxable income or benefits, increase those amounts by 25%. Alimony, child support or separate maintenance income is optional.

Do you own or rent a home?

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This information can help us find the right loan for you.

Thank you, !

What's your date of birth?

Please enter birthdatePlease enter a valid dateYou must be 18 or over to apply for a personal loan.

Providing this will help us match you with the right loans.

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Providing this will help us match you with the right loans.

Your loan options are around the corner. . .

Tell us a little more about yourself

Please enter first namePlease enter valid first name
Please enter last namePlease enter valid last name
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Last step to get your quotes

Please enter phone numberPlease enter valid phone numberPlease enter valid phone number
Please enter emailPlease enter valid email

By clicking Agree & See My Rates below, you authorize [GTL] and certain Lenders to obtain your credit report to verify your identity, match you with lenders, and provide you with quotes in accordance with the terms below. You also agree to QS Consent to Receive Electronic Communications and to the other terms below:

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By clicking See My Offers above, you agree to each of the following:
To QS' Privacy Notice and Terms of Use.
To share my information with up to five potential callers, lenders, or debt relief partners, for GuideToLenders, and for them and/or GuideToLenders to contact you (including by automated dialing systems, prerecorded messages and text) by telephone, mobile device (including SMS and MMS), and/or email, even if you are on a corporate, state or national Do Not Call list. Consent is not required in order to purchase goods and services and you may choose instead to contact a customer care representative at 1-800-781-5187.
You authorize GuideToLenders to obtain your Social Security Number from a credit bureau to verify your identity and match you with up to five lenders or debt relief providers. You further authorize GuideToLenders to provide to these lenders your full Social Security.

Almost there!

What is your address?

Please enter addressPlease enter valid address
Please enter 

Let's see which options you have in your area.

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Let's see which options you have in your area.