Advertiser Disclosure* All credit decisions are made by the lenders. The personal loan products on GuideToLenders are from companies from which GuideToLenders receive compensation. Compensation may impact where products appear on the site (including the order in which they appear). GuideToLenders does not include all personal loan companies or all types of products available in the marketplace.
As of 3/27/2020, visitors to GuideToLenders were seeing match rates as low as 3.49% APR on a $50,000 loan amount for a term of three (3) years. This loan rate is based on the following self-reported criteria: a borrower with excellent credit, zero down payment, origination fees of $0 to $100 (depending on the loan amount and term selected). Rates and APR and other terms you may be offered may vary from this example based on your state, credit history, credit score, financial situation, loan amount, loan term, loan usage and other underwriting criteria of the lenders. Lenders generally have a range of available APRs and only borrowers with excellent credit will qualify for the lower rates. There is a possibility you may not be matched with any lenders. Loans are not available in all states at all requested amounts. GuideToLenders only matches you with potential lenders and your inquiry on this website does not constitute a loan application.
GuidetoLenders - 950 Tower Lane, 6th Floor - Foster City, CA 94404
*GuideToLenders is not a loan provider but only matches you with lending partners that may extend a loan to you.
Lender rates are no greater than 35.99% APR with terms ranging from 61 days to 180 months.
All loan approval decisions and terms are determined by the loan providers at
the time of your application with them. There is no guarantee that you will be approved for a loan or that you will qualify for the rates displayed. The offers and rates presented
on this website are estimates based on information you submit to us. Your actual rates depend on your credit history, income, loan terms and other factors. Reasonable efforts are
made to compile and maintain accurate information. However all loan rates and terms, including APRs, are presented without warranty and are subject to change by the loan
providers without notice.
The offers shown on GuideToLenders are from companies from which GuideToLenders may receive compensation.
For example, a three-year $10,000 loan with a Prosper Rating of AA would have an interest rate of 5.31% and a 2.41% origination fee for an annual percentage rate (APR) of 6.95% APR. You would receive $9,759 and make 36 scheduled monthly payments of $301.10. A five-year $10,000 loan with a Prosper Rating of A would have an interest rate of 8.39% and a 5.00% origination fee with a 10.59% APR. You would receive $9,500 and make 60 scheduled monthly payments of $204.64.