Advertiser Disclosure* All credit decisions are made by the lenders. The personal loan products on GuideToLenders are from companies from which GuideToLenders receive compensation. Compensation may impact where products appear on the site (including the order in which they appear). GuideToLenders does not include all personal loan companies or all types of products available in the marketplace.
As of 3/27/2020, visitors to GuideToLenders were seeing match rates as low as 3.49% APR on a $50,000 loan amount for a term of three (3) years. This loan rate is based on the following self-reported criteria: a borrower with excellent credit, zero down payment, origination fees of $0 to $100 (depending on the loan amount and term selected). Rates and APR and other terms you may be offered may vary from this example based on your state, credit history, credit score, financial situation, loan amount, loan term, loan usage and other underwriting criteria of the lenders. Lenders generally have a range of available APRs and only borrowers with excellent credit will qualify for the lower rates. There is a possibility you may not be matched with any lenders. Loans are not available in all states at all requested amounts. GuideToLenders only matches you with potential lenders and your inquiry on this website does not constitute a loan application.
*Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. If your application is approved, your credit profile will determine whether your loan will be unsecured or secured. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Payment Example: Monthly payment for a $10,000 loan at 9.84% APR with a term of three years would result in 36 monthly payments of $321.92.
**You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.