Which auto loan option are you interested in?
New Purchase Refinance
Repair Other
How much cash would you like?
($2,000 - $50,000)
What is your estimated credit rating?
Excellent (720+) Good (660-719)
Fair (600-659) Poor (Under 599)
What is your current employment status?
Employed Self Employed
Not Employed Other
What's your annual pre-tax income?
List your total available income including wages, retirement, investments and rental properties. If you are self-employed, include any salary you receive from such activity. If you include any non-taxable income or benefits, increase those amounts by 25%. Alimony, child support or separate maintenance income is optional.
(You must be able to verify your income)
Would you like to add a co-applicant?
If so, what is their annual income?
Adding a co-applicant could improve your ability to qualify for a larger loan at a lower interest rate.
Have you had a bankruptcy in the last 12 months?
How long ago was the bankruptcy discharged?
Currently in bankruptcy
Within the last six months
Seven to twelve months ago
Over one year ago
What's your date of birth?
What is your email address?
What's your name?
What's your phone number?
How would you like to spend the money?
What is your street address?
(We will not send you mail)
Zip code:
Do you rent or own?
Rent Own Other
How long have you lived at this address?
<1 year 1 to 2 years >2 years
Does your business accept credit cards?
Yes No
Company Name
Has your company been in business more than 2 years?
Has your business been profitable in at least one of the past 2 years?
Yes No
Business Legal Entity Type
Business start date
Do you have a Business Bank Account?
Yes No
How much credit card debt do you have?
Are you looking for a PPP loan?
optimized-flow-bar optimized-flow-meter optimized-flow-ssncontrol
What is your ZIP code?
We use 256 bit SSL technology to encrypt your data.

What will happen?

  • You will be matched with pre-approved offers
  • We will share your information with up to 5 partners that can help you
  • We will obtain your information in order to verify identity and provide real time pre-approved offers
progress 0%
  • With a Happy Money Loan, you, like other Happy Money Members, could raise your credit score by 40 points*.
  • You can consolidate all your credit card payments down to one monthly, affordable, fixed-rate payment.
  • You WON’T pay any prepayment penalties, application fees, late fees or hidden fees. Because no one wants to do that.
  • Loans for refinancing credit card debt from $5,000 to $35,000