California has passed legislation requiring certain specific disclosures be
made available to California residents who use the Internet and provide information
that may be used for marketing purposes. That legislation requires any business
that discloses a customer’s personal information (as defined by the act)
to any third party for direct marketing purposes to provide the customer a
method for obtaining the names, addresses and certain other specified details
of anyone who might have received that personal information.
If you are a California resident you may request this information from QuinStreet
Media, Inc. or any of its affiliates by writing to QuinStreet Media, Inc. 950
Tower Lane, 6th Floor, Foster City, CA 94404 Attn: California Privacy Rights or
by sending an e-mail to privacy@QuinStreet.com. QuinStreet is not obligated
to respond to more than one such request from you per calendar year.
Company Practices Regarding Your Privacy
This website is operated by QuinStreet Media, Inc. (“QuinStreet”).
We at QuinStreet and our affiliated companies worldwide are committed to respecting
your online privacy and recognize your need for appropriate protection and
management of any information you share with us by using our web sites.
QuinStreet has established the following Online Privacy Policy so that you
can understand the care with which we intend to treat your information. This
policy describes the overall privacy practices of QuinStreet regarding information
we collect on our network of web sites and through our other Internet advertising
mediums, including but not limited to email, newsletters, and leave-behinds.
This policy does not apply to the practices of companies that QuinStreet does
not own or control, or to people that QuinStreet does not employ.
Information Collected by QuinStreet
QuinStreet collects various types of information from you which may include, but is not limited to, the following: Name, City, State, Address, Zip Code, Work Phone, Home Phone, Email Address, House Type, Current Value, Loan Amount Desired, 1st Mortgage Balance, Current Interest Rate, Current Payment, Are you Behind on Payments, Credit Rating, Place of Employment, Years Employed, Yearly Income, Loan Desired, and Best Time to Call.
Non-Personally Identifiable Consumer Information
QuinStreet collects various types of information from you to better meet your
needs and to provide you with a more relevant user experience. Some of this
information is collected automatically through cookies (a small text file placed
on your computer) or other Internet tracking technologies. The type of information
your browser or Internet session may automatically provide us with can include
the browser you are using, your Internet domain, the operating system on your
computer, your IP address and the URL you saw just before coming to the QuinStreet
site, the pages of the site you visited and the URL of the page you visited
upon leaving the site.
QuinStreet may also contract with reputable third-party advertising companies
to serve ads on our behalf. These companies may also use cookies or other measures
to collect your non-personally identifiable information.
Personally Identifiable Consumer Information
In addition, at some of the QuinStreet web sites, we collect information that
you may choose to provide to us when requesting additional information from
us or from one or more of our clients. Examples of personally identifiable
data that you may provide to us include name, address, and email address.
If you provide personally identifiable data to us, you may later elect to
have your information deleted from our files, or kept from being used for
purposes other than for the service requested, by following the opt-out procedures
set forth below.
How Collected Information is Used
The non-personally identifiable information that QuinStreet collects is used
for marketing and sales efforts to better target advertisements and other
content in an effort to create a more personally relevant experience. The
information is also used to predict responses to advertisements, and to help
determine which ads perform best and which content is most appropriate for
different individuals.
If you elect to provide QuinStreet with personally identifiable information,
we may utilize such information for marketing purposes, and this use may result
in follow-up communications from QuinStreet and from our clients. In addition,
that information may be combined with information collected from other sources
to assist with targeting ads to your preferences and behaviors, and for other
QuinStreet sales and marketing efforts.
Sharing Information with Third Parties
All personally identifiable information you provide is maintained in confidence
by QuinStreet. There are instances, however, in which your personally identifiable
and non-personally identifiable information is shared with third parties, as
described below.
Your non-personally identifiable data may be shared with third-party partners
of QuinStreet on an anonymous basis.
When you request information from QuinStreet or one or more of our clients,
we may transfer that information within QuinStreet or route your information
to our client(s), across borders and from your country or jurisdiction to other
countries or jurisdictions around the world, so that they may provide the information
on their product or service that you requested.
We may also disclose information to an affiliate or third party who provides
substantially similar services as the original service about which you requested
more information. In such situations, we will provide you with an opportunity
to opt-out of such sharing. Please be aware that QuinStreet is very careful
in selecting companies with whom it does business.
In addition to the above situations where your information may be shared with
others, there is also the possibility that QuinStreet, or part(s) of the company,
may one day be purchased by, or merged with, another company. In the event
of such transaction, the acquiring (or merging) company will have access to
all collected personally identifiable information.
Finally, QuinStreet may share your information as necessary to comply with
a court order or to cooperate with government and law enforcement officials.
Security
Wherever your personally identifiable information may be held within QuinStreet
or on its behalf, we intend to take reasonable and appropriate steps to protect
the information you shared with us from unauthorized access or disclosure.
Please note that while QuinStreet will make every reasonable effort to protect
your information, no transmission of data over the Internet is 100% secure.
Choice
Non-Personally Identifiable Consumer Information - Use of Cookies & Opting-Out
Some of our web sites utilize cookies to collect information about your website
activities and to recall the personal information you previously shared with
us. Most browsers allow you to control cookies, including whether or not to
accept them and how to remove them.
You may set most browsers to notify you if you receive a cookie, or you may
choose to block cookies with your browser. Blocking cookies may result in a
lower quality experience for you while you are visiting QuinStreet web sites.
Personally Identifiable Consumer Information - Opting-Out
You may choose whether or not to provide personally identifiable information
to QuinStreet. If you choose to provide such information to QuinStreet, you
have the right to tell us not to make some of the uses of such information
described herein or may have such information deleted in its entirety. If you
no longer wish to receive our newsletters, surveys or promotional communications
via email, you may opt-out without charge by clicking here http://unsubscribe.quinstreet.com and following the instructions to unsubscribe. To have your personal information
completely removed from our databases without charge, simply contact us at
privacy@QuinStreet.com and provide the name of the service for which information
was provided, your full name, mailing address, phone number and email address
so that we may identify you in the opt-out process. Once we receive your instruction,
we will promptly take corrective action.
Access/Accuracy
To the extent that you do provide us with personally identifiable information,
QuinStreet wishes to maintain the accuracy of this information. Where we collect
personally identifiable information from you on the Web, our goal is to provide
a means of contacting QuinStreet should you need to update or correct that
information. If for any reason those means are unavailable or inaccessible,
you may send updates and corrections about your personally identifiable information
to privacy@QuinStreet.com and we will make reasonable efforts to incorporate
the changes in the information that we hold as soon as practicable.
Children's Privacy
In compliance with the Children's Online Privacy Protection Act (COPPA), QuinStreet.com
is not structured to attract children. Accordingly, we do not intend to collect
personally identifiable information from anyone we know to be under 13 years
of age
Refer a Friend
Some of QuinStreet's web sites offer you the opportunity to easily notify a
friend of the offer or information promoted on the site. If you choose to use
our referral service to tell a friend about a QuinStreet site, we will ask
you for your friend's personally identifiable information, including name and
email address. We will automatically send your friend a one-time email inviting
him or her to visit the site. QuinStreet stores this information for the sole
purpose of sending this one-time email and tracking the success of our referral
program.
Your friend may contact us at privacy@QuinStreet.com to request that we remove
this information from our database. Our one-time email to your friend will
inform him or her of this fact.
Commitment
Protecting your privacy online is an evolving area, and QuinStreet's web sites
are constantly changing to meet these demands.
If you have any comments or questions regarding our Online Privacy Policy,
please contact us at privacy@QuinStreet.com. While we cannot guarantee privacy
perfection, we will address any issue to the best of our abilities as soon
as practicable after you bring it to our attention.
Your Consent
By using this web site, you consent to the terms of our Online Privacy Policy
and to QuinStreet's processing of personally identifiable information for the
purposes given above. Should the Online Privacy Policy change, we intend to
take every reasonable step to ensure that these changes are brought to your
attention by posting all changes prominently on our web site for a reasonable
period of time and by amending this privacy policy.