July 4, 2008
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Mortgage Articles
Mortgage Glossary
No Cut From the Fed: What Should Consumers Do Now?
At its last meeting the Federal Reserve declined to cut short term interest rates any further...
Read More >>
5 Reasons to Buy a New Home Now
The news from the real estate market seems grim. Property values are falling and mortgage foreclosures are rising. Buyers have...
Read More >>
How to Benefit from Your Falling Home Value
With a housing slump, rising inflation, and a tight economy, homeowners are using tactics such as mortgage refinancing to shave...
Read More >>
Desperately Seeking Money: Refinancing Priorities Reflect the Economy
Unavoidable expenses burn through a larger portion of consumers' disposable income than ever before...
Read More >>
More Mortgage Articles >>
Mortgage Calculators
Mortgage Glossary
Refinance Mortgage Calculators
Should I Refinance Calculator?
Refinance Mortgage Calculator
Time to Refinance?
Home Equity Loan Calculators
Home Equity Calculator
Home Equity Loan Payment Calculators
Debt Consolidation Loan Calculators
Available Equity for Debt Consolidation Calculator
Debt Consolidation Loan Payment Calculator
Debt Consolidation Savings Calculator
New Home Loan Calculators
15 year Versus A 30 year Mortgage Calculator
Mortgage Calculator
More Mortgage Calculators >>
Refinance Mortgage
Refinancing a mortgage is when a homeowner takes out a new mortgage to pay off an existing mortgage.
Compare Refinance Mortgage Quotes
Home Equity Loan
A home equity loan allows a homeowner to borrow money using their property as security.
Compare Home Equity Loan Quotes
Debt Consolidation Loan
Unsecured debt may be an expensive way to finance purchases--because the lender has no collateral, interest rates can be high, in some cases over 25%.
Compare Debt Consolidation Loan Quotes
Second Mortgage
(2nd Mortgage)
A second mortgage, by definition, is any loan that creates a second lien on a homeowner's property.
Compare Second Mortgage Quotes
Adjustable Rate Mortgage (ARM)
Adjustable rate mortgages (ARMs), move with prevailing financial market conditions, with interest rates that reset or "adjust" periodically over the life of the loan.
Compare Adjustable Rate Mortgage (ARM) Quotes
Home Improvement Loan
Home improvement loans can take several forms, each ideally suited to different borrowers' lifestyle and financial plans.
Compare Home Improvement Loan Quotes
New Home Loan
A new home loan is the first loan the buyer takes out to pay for a new property, not just the mortgage a first-time home buyer takes out.
Compare New Home Mortgage Quotes
Mortgage Glossary
Need help understanding the terms and definitions associated with getting a mortgage?
Check out the mortgage glossary.
Mortgage Lenders Directory
Lender
Loan Type
States Served
Refinance, Debt Consolidation, Adjustable Rate, and New Home Mortgage
Quicken Loans
20555 Victor Parkway
Livonia, MI 48152
(800) 514-1355
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IN, KS, MA, MD, ME, MI, MN, MO, MS, MT, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, VA, VT, WA, WV, WY
Refinance, Home Equity Loans, Home Improvement Loans, Debt Consolidation, Adjustable Rate, and New Home Mortgage
Countrywide Home Loans
4500 Park Granada,
Calabasas, California 91302
(800) 778-2022
AZ, CA, CO, CT, DE, FL, GA, HI, IL, KY, MA, MD, ME, MN, MO, MS, MT, NH, NM, NV, NY, OK, OR, PA, RI, TX, UT, VA, VT, WA, WI, WV
Refinance, Home Equity Loans, Home Improvement Loans, Adjustable Rate, and New Home Mortgage
Wachovia Mortgage Corporation
1 Wachovia Center
Charlotte, NC 28288-0013
(866) 489-7449
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
Refinance, Adjustable Rate, and New Home Mortgage
CitiMortgage
1000 Technology Drive
O'Fallon, MO 63368-2240
1-800-MORTGAGE (1-800-667-8424)
All 50 states and D.C.
Refinance, Home Equity Loans, Home Improvement Loans, Debt Consolidation, Adjustable Rate, and New Home Mortgage
Washington Mutual
1301 2nd Ave
Seattle, WA 98101
(877) 800-9268
All 50 states and D.C.
Refinance, Home Equity Loans, Home Improvement Loans, Debt Consolidation, Adjustable Rate, and New Home Mortgage
Wells Fargo Home Mortgage
420 Montgomery St.
San Francisco, CA 94163
(877) 937-9357
All 50 states and D.C.
More Mortgage Lenders >>
Current Mortgage Rate
07/03/08
Product
Last
30-Year Fixed
6.35%
15-Year Fixed
5.92%
5/1 ARM
5.78%
3/1 ARM
5.17%
Primary Mortgage Market Survey® data provided by Freddie Mac
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